etomo 1.0.2

etomo 1.0.2

AND Financing Corporation – Freeware – Android
Latest Version
1.0.2
Safe to install

Simplify Your Financial Planning with eTomo

Minh Ong

eTomo by AND Financing Corporation offers users a user-friendly platform for managing their financial assets and investment strategies, making it an essential tool for both novice and experienced investors.
2025 Editor's Rating

etomo offers loans of up to P100,000 with flexible repayment terms of 180, 270, or 360 days. etomo is a loan application product provided by AND Financing Corporation (AND FC), a registered financing company in accordance with SEC Registration No. CS201840930 and Certificate of Authority to Operate (as a Financing Company) No. 1187.

AND FC is committed to providing accessible and inclusive financial services to individuals who may not have access to traditional banking and financial services. We strictly adhere to local regulations and standards, including the Truth in Lending Act of the Philippines (RA3765). Furthermore, we are an official submitting entity of the Credit Information Corporation (CIC) and compliant with RA9510, the Anti-Money Laundering Commission, and the National Data Privacy Commission.

The loan application requirements are as follows:

  • Valid government ID
  • Valid registered phone number
  • Voice verification
  • Latest pay-slip copies
  • Certificate of Employment

You may apply for an etomo loan if you meet the following criteria:

  • Working in Metro Manila
  • Living in Metro Manila, Cavite, Laguna, Rizal, or Bulacan
  • Currently regularly employed for 6 months or more
  • Has a salary of at least P18,000 per month
  • Has an SSS number
  • 21 years old and above

Your privacy and consent are of utmost importance to us. We strictly adhere to the Data Privacy Act of 2012 (RA10173) and its Implementing Rules and Regulations. Please review the Privacy Policy, Terms and Conditions, and Loan Agreements (including Disclosure Statement) before proceeding with the application and loan disbursement.

To apply for a loan, follow these steps:

  1. Download the etomo app
  2. Fill out the fast loan application in the app
  3. Undergo verification through our secured AI, Machine Learning system
  4. Once approved, your cash will be directly sent to your nominated bank account in minutes.

For repayment information, please visit https://lendpinoy.ph/faq/#repayment.

etomo offers loan products of up to P100,000 with 6, 9, and 12-month installments. The monthly interest rate is 6% (maximum APR 72%) with a processing fee of 3% and no hidden fees. Please see the following representative example:

  • Loan amount: P6,000
  • Term: 6 months
  • Monthly interest rate: 6.00% (APR 72%)
  • Effective monthly interest rate: 9.56%
  • Processing fees: P180.00

The sample monthly repayment breakdown is as follows:

  • 1st month: P787 principal + P573 interest = P1,360
  • 2nd month: P862 principal + P498 interest = P1,360
  • 3rd month: P944 principal + P416 interest = P1,360
  • 4th month: P1,035 principal + P325 interest = P1,360
  • 5th month: P1,134 principal + P226 interest = P1,360
  • 6th month: P1,238 principal + P122 interest = P1,360

Total principal payment is PHP 6,000 and total interest cost is PHP 2,160.

At etomo, we prioritize responsible borrowing and strongly encourage financial literacy. For each loan, we provide a Disclosure Statement that you must review and agree to before the loaning process can proceed. We urge our customers to review all fees, charges, and terms and conditions of their loan offer before accepting the loan.

If you have any inquiries or comments, please contact us at [email protected] and we will be happy to assist you. For feedback, questions, or concerns, you can reach us through the following channels:

  • Website: https://etomo.ph
  • Email: [email protected]
  • CS Hotline: 0917 877 5363 (Globe), 0961 660 0658 (Smart)
  • Facebook: @etomo

Overview

etomo is a Freeware software in the category Business developed by AND Financing Corporation.

The latest version of etomo is 1.0.2, released on 04/24/2025. It was initially added to our database on 01/30/2024.

etomo runs on the following operating systems: Android.

etomo has not been rated by our users yet.


Minh Ong

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

Latest Reviews by Minh Ong

Screenshots (Click to view larger)

Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

HWMonitor HWMonitor
Monitor your hardware with ease!
TweakPower TweakPower
Boost Your PC Performance with TweakPower!
Kalorické Tabulky Kalorické Tabulky
Effortlessly Track Your Nutrition with Kalorické Tabulky
SRWare Iron SRWare Iron
Enhanced Privacy and Security with SRWare Iron Browser
GOM Player GOM Player
GOM Player: Your Ultimate Media Player
Hyper File Manager Hyper File Manager
Streamline Your File Management with Hyper File Manager
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!

Latest Updates


Christmas Wallpaper 2025 1861

This application offers a comprehensive collection of Christmas wallpapers for 2025, designed to enhance the festive spirit through high-quality imagery.

أدعية من القرآن والسنة الصحيحة 3.0.1

This collection presents authentic supplications derived from the Quran and the Sunnah, offering guidance for various occasions.

マイカー広告 CheerDrive ドライブで広告収入を! 1.12.1

This service allows individuals to display advertising stickers supporting their preferred products or services on the rear windows of their personal vehicles.

Chat lyna fans 9.8

This application was developed for enthusiasts of Lyna. To get started, create your profile by entering your name and begin engaging with friends through chat functionalities.

피피 - 우리동네 반려동물 커뮤니티 2.25.0509

An authentic community for pet owners. If you have been seeking such a place, now you can join Pp! Enjoy lively interactions with local friends, access rich and insightful content, and take advantage of daily exclusive benefits—all within …

Home Front Command 1.14.0

The official Home Front Command App is a reliable and indispensable tool that offers users real-time alerts, essential guidelines, and life-saving information based on their location and areas of interest.